| Underwritten Whole Life |
18-75 |
$10,000
$15,000
$20,000
$25,000
|
Based upon age |
- No medical exam in most cases
- Fixed rates
- Covered for your entire life
- Independent from employment and/or pension plans. You own it.
- Builds cash value
|
| Simplified Whole Life |
45-79 |
$3,000
$5,000
$7,000
$10,000
|
Based upon age |
- No medical exam required. Acceptance based upon answers to health questions.
- Fixed rates
- Covered for your entire life
- Independent from employment and/or pension plans. You own it.
- Plus $5,000 common carrier accidental death benefit
- Builds cash value
|
| Modified Whole Life |
45-75* |
$5,000
$7,000
$10,000
|
Based upon age |
- Guaranteed acceptance
- Fixed rates
- Covered for your entire life
- Benefits Limited for the first two years
- Independent from employment and/or pension plans. You own it.
- Builds cash value
|