Our simplified whole life insurance plan provides up to $10,000 of coverage that lasts a lifetime. Plus you get an additional $5,000 of accidental death coverage. No medical exam is required. You just have to answer a few medical questions. Premiums are based on your age when coverage starts and will not increase as you grow older. Better still, you can accumulate a cash value over time that you can borrow against, use to pay premiums later in life or withdraw.

• Coverage amounts of $3,000, $5,000, $7,000 or $10,000
• Builds cash value that you may borrow against or withdraw as you wish
• Additional $5,000 of common carrier accidental death coverage included
• No medical exam required
• Coverage to age 100

Average funeral costs now total $6,000.*

Coverage you can count on when you need it most.

Just knowing you have up to $10,000 of whole life coverage (plus an additional $5,000 common carrier accidental death benefit) can help cushion the blow if the worst happens. Whether your family is left to pay medical costs, funeral costs or other final expensesCosts that must be settled prior to distribution of the deceased person's estate. Final expenses may include funeral costs, taxes, legal fees or existing debts., this whole life plan can help relieve the financial burden.

A good deal now. A great deal later.

Generally, the younger you are when you apply for simplified whole life coverage, the lower your rate. Once you’re approved, your rate won’t increase as you grow older. That’s important if you’re concerned about the high cost of insurance later in life. With this plan, once you’re accepted you can never be denied coverage as long as your premiums are paid. As time goes on, your policy will also accumulate a cash value which you can borrow against. You can even use your cash value to pay your premiums.

Policy Form # : GC284 and GC284REV

Apply by phone

1-800-362-6900

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FAQs

Is a medical exam required?
No, all we ask is that you answer a few health questions. No medical exam is required for acceptance. Learn More >>

What are the coverage amounts for simplified Whole Life?
You can choose coverage levels of $3,000, $5,000, $7,000 or $10,000. Coverage lasts a lifetime. Plus you get an additional $5,000 common carrier accidental death benefit. Learn More >>

Will my premiums go up every five years?
No, the rate you pay is based on your age when coverage begins. Once you’re insured, your rate will never increase because of age. Rates can only be changed by class for everyone insured. Learn More >>

More questions? Contact us now